Unsecured Loan Options
Lakeshore Federal Credit Union offers several unsecured loan options designed to provide convenient and flexible borrowing solutions.
Closed-End Signature
A Closed-End Signature Loan provides a fixed interest rate and predictable monthly payments. Members may borrow up to $3,000, making this loan ideal for one-time expenses when a set repayment schedule is preferred.
Open-End Line of Credit
An Open-End Line of Credit offers one of the most convenient and flexible ways to borrow. Once your line of credit is established, you can easily access funds by:
- Writing a check
- Receiving cash or a check at a credit union office
- Requesting funds over the phone
- Using an ATM
- Transferring funds online
Members receive a FREE order of checks when the loan is opened.
Overdraft Protection
If you have a checking account with Lakeshore Federal Credit Union, consider adding Overdraft Protection for added peace of mind. When funds in your checking account are insufficient, whether due to a simple miscalculation or an unexpected expense, your overdraft protection loan is activated automatically.
This protection helps you:
- Cover checks and transactions seamlessly
- Avoid returned-check fees
- Prevent the inconvenience and embarrassment of a bounced check
Never worry about bouncing another check—apply for your overdraft protection loan today!
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