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ATM/Debit Cards

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ATM/Debit Cards

Credit Union membership has great benefits. One of these benefits is using Automated Teller Machines without incurring a surcharge from your Credit Union. Enjoy real convenience and financial freedom 24 hours a day.

  • 15 transactions allowed per day – including inquiries.
  • 8 withdrawals maximum per day.
  • Maximum ATM withdrawal amount is $300.00 per day / Maximum Debit card purchase limit is $1,000.00 per day.
  • Limit of two debit cards per account.

For your convenience you may contact the Credit Union if you need to increase your Debit card limit. This will allow transactions to be processed for over the $1,000.00 daily limit. Please note that this is a one-time temporary increase. Requests for increases are accepted during regular business hours Monday – Friday before 4:00 P.M.

Enjoy the convenience and safety of using your Debit card when you are traveling. Be sure to notify the credit union before you set out so you won’t have any interruption of usage. Contact the office during regular business hours Monday – Friday before 4:00 P.M.

Lost / Stolen ATM or Debit Cards

If your card is lost or stolen, call 1-888-241-2510 24 hours a day, 7 days a week.

With the Lakeshore Federal Credit Union mobile app, you are able to place a block on your Debit card immediately if it is lost or stolen. Download our app from Apple (IOS) or Google (Android) to your phone or tablet to Manage Your Cards.

No Charge ATM’s

Lakeshore Federal Credit Union has teamed up with the Co-op Network to bring you no-charge ATM services throughout the country. Just look for this logo when using your credit union ATM or debit card.

CO-op Network

The Co-op Network website offers a searchable directory of over 19,000 surcharge-free ATMs.


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Lakeshore Federal Credit Union

2182 Lakeshore Drive
Muskegon, MI 49441

Routing and Transit Number

Office Hours

9:00 a.m. - 5:00 p.m.

Saturday Drive Thru
9:00 a.m. - Noon


Phone: 231-755-1202

Fax: 231-755-3623

Toll Free: 1-800-330-6499

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