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Certificates of Deposit

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Share Certificates

The credit union offers share certificates so you can earn a higher dividend rate than the regular share account. You must deposit a minimum of $500.00 to open a share certificate.

Certificates may not be added on to during their term. Withdrawals are limited to the dividends that have been deposited to the certificate. Withdrawals that affect the original amount of the purchase will be subject to a penalty.

When your share certificate is about to mature, you will receive a notice. The certificate will automatically renew at the same term and the present rate offered at that time. You have a 10-day grace period to withdraw the funds without a penalty.

Contact the credit union office at operations@lakeshorefcu.com to get the most up-to-date rates being offered on our share certificates.

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Lakeshore Federal Credit Union

2182 Lakeshore Drive
Muskegon, MI 49441

Routing and Transit Number

Office Hours

9:00 a.m. - 5:00 p.m.

Saturday Drive Thru
9:00 a.m. - Noon


Phone: 231-755-1202

Fax: 231-755-3623

Toll Free: 1-800-330-6499

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