Lakeshore Federal Credit Union

Loan Rates

Loan Rates - Effective Monday, February 6, 2012
Loan Type	Rates as low as	Terms/Information
Signature Loan	7.250%	12 Months
Signature Loan	8.250%	24 Months
Signature Loan	9.250%	36 Months
Autos,motorcycles,rv's	2.990%	24 Months
Autos,motorcycles,rv's	2.990%	36 Months
Autos,motorcycles,rv's	2.990%	48 Months
Autos,motorcycles,rv's	2.990%	60 Months
Autos,motorcycles,rv's	4.490%	72 Months
Autos,motorcycles,rv's	4.990%	84 Months
Large Rv's - Over $50,000	6.490%	84 Months
Large Rv's - Over $50,000	6.740%	120 Months
Home Equity Line Of Credit	4.000%	4.00% Apr*
Home Equity Fixed	5.250%	Up To 7 Years
Home Equity Fixed	5.750%	10 Years
Home Equity Fixed	6.000%	15 Years
Home Equity Fixed	6.750%	20 Years
Checking Overdraft Protection	18.000%

Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan and applicable prepaid items.

NEW! You don't even have to be a member yet.

HELOC Loans have a $10,000.00 minimum.

Savings Rates

Savings Rates - Effective Monday, August 8, 2011
Account Type	APR	APY	Minimum Deposit	Minimum Balance
Savings	0.100%	0.100%	$0.00	$0.00
Share Checking	0.000%	0.000%	$0.00	$0.00
Christmas Club	0.100%	0.100%	$0.00	$0.00
Vacation Savings	0.100%	0.100%	$0.00	$0.00
Money Market Account	0.000%	0.000%	$2,000.00	$2,000.00
Money Market Account	0.350%	0.350%	$2,000.00	$2,000.00
Money Market Account	0.600%	0.600%	$2,000.00	$20,000.00

Fees may reduce earnings. Rate may change after the account is opened.

Certificate Rates

Certificate Rates - Effective Monday, February 6, 2012
Certificate Term	APR	APY	Minimum Deposit
6 Month Cd	0.600%	0.600%	$500.00
12 Month Cd	0.795%	0.800%	$500.00
18 Month Cd	0.795%	0.800%	$500.00
24 Month Cd	1.150%	1.160%	$500.00
30 Month Cd	1.150%	1.160%	$500.00
36 Month Cd	1.650%	1.660%	$500.00
48 Month Cd	1.785%	1.800%	$500.00
60 Month Cd	2.150%	2.170%	$500.00