Loan Rates

Loan Rates - Effective Wednesday, March 10, 2010
Loan TypeRates as low asTerms/Information
Signature12.000%12.250% Apr*
Signature Line Of Credit10.900%10.900% Apr
New Auto's & Motorcycles5.250%5.50% Apr* - 60 Months
New Auto's & Motorcycles5.750%6.00% Apr* - 72 Months
New Auto's & Motorcycles7.000%7.25% Apr* - 84 Months
2009-2010 Auto's & Motorcycles5.750%6.00% Apr* - 60 Months
2006-2008 Auto's & Motorcycles6.150%6.40% Apr* - 60 Months
2004-2005 Auto's & Motorcycles6.900%7.15% Apr* - 48 Months
2002-2003 Auto's & Motorcycles8.150%8.40% Apr* - 36 Months
2001&over Auto's & Motorcycles9.400%9.65% Apr* - 24 Months
New Large Rv's & Mobile Homes6.500%6.75% Apr - 84 Months
Used Large Rv's & Mobile Homes7.250%7.50% Apr* - 60 Months
Used Large Rv's & Mobile Homes8.000%8.25% Apr* - 84 Months
Used Large Rv's & Mobile Homes9.000%9.25% Apr* - 120 Months
New Small Rv's6.250%6.50% Apr* - 48 Months
Used Small Rv's7.000%7.25% Apr* - 36 Months
Used Small Rv's7.750%8.00% Apr* - 48 Months
Home Equity Loan 3-6 Years5.000%Home Equity Closed End Loan 3-6 Years
Home Equity Fixed - 7 Yr's5.250%5.25% Apr - 7 Years
Home Equity Fixed - 10 Yr's5.750%5.75% Apr - 10 Years
Home Equity Fixed - 15 Yr's6.000%6.00% Apr - 15 Years
Home Equity Line Of Credit3.250%3.25% Apr
Home Equity Fixed - 20 Yr's6.750%6.75% Apr - 20 Years
Checking Overdraft Protection18.000%18.000% Apr

Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan and applicable prepaid items.

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HELOC Loans have a $10,000.00 minimum. Visa requires annual use of card or a fee may be imposed.

Savings Rates

Savings Rates - Effective Wednesday, December 30, 2009
Account TypeAPRAPYMinimum
Deposit
Minimum
Balance
Savings0.250%0.250%$0.00$0.00
Share Checking0.000%0.000%$0.00$0.00
Christmas Club0.250%0.250%$0.00$0.00
Vacation Savings0.250%0.250%$0.00$0.00
Money Market Account0.000%0.000%$2,000.00$2,000.00
Money Market Account1.250%1.260%$2,000.00$2,000.00
Money Market Account1.450%1.460%$2,000.00$20,000.00

Fees may reduce earnings. Rate may change after the account is opened.

Certificate Rates

Certificate Rates - Effective Wednesday, March 10, 2010
Certificate TermAPRAPYMinimum Deposit
6 Month Cd1.150%1.150%$500.00
12 Month Cd1.500%1.510%$500.00
18 Month Cd1.500%1.510%$500.00
24 Month Cd2.000%2.020%$500.00
30 Month Cd2.000%2.020%$500.00
36 Month Cd2.300%2.320%$500.00
48 Month Cd2.550%2.570%$500.00
60 Month Cd2.800%2.830%$500.00

Penalty for early withdrawals.

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