Lakeshore Federal Credit Union

Loan Rates

Loan Rates - Effective Tuesday, October 7, 2008
Loan Type	Rates as low as	Terms/Information
Signature	12.000%	12.250% Apr*
Signature Line Of Credit	10.900%	10.900% Apr
New Auto's & Motorcycles	4.990%	4.99% Apr - 60 Months
New Auto's & Motorcycles	5.490%	5.49% Apr - 72 Months
New Auto's & Motorcycles	6.240%	6.24% Apr - 84 Months
2007-2008 Auto's & Motorcycles	5.990%	5.99% Apr - 60 Months
2004-2006 Auto's & Motorcycles	6.390%	6.39% Apr - 60 Months
2002-2003 Auto's & Motorcycles	7.140%	7.14% Apr* - 48 Months
2000-2001 Auto's & Motorcycles	8.150%	8.40% Apr* - 36 Months
1999&over Auto's & Motorcycles	9.400%	9.65% Apr* - 24 Months
New Large Rv's & Mobile Homes	7.000%	7.00% Apr - 84 Months
Used Large Rv's & Mobile Homes	7.500%	7.50% Apr - 60 Months
Used Large Rv's & Mobile Homes	8.250%	8.25% Apr - 84 Months
Used Large Rv's & Mobile Homes	9.250%	9.25% Apr - 120 Months
New Small Rv's	6.750%	6.75% Apr* - 48 Months
Used Small Rv's	7.000%	7.25% Apr* - 36 Months
Used Small Rv's	7.750%	8.00% Apr* - 48 Months
Home Equity Fixed - 7 Yr's	5.750%	5.75% Apr - 7 Years
Home Equity Fixed - 10 Yr's	6.250%	6.25% Apr - 10 Years
Home Equity Fixed - 15 Yr's	6.500%	6.50% Apr - 15 Years
Home Equity Fixed - 20 Yr's	6.750%	6.75% Apr - 20 Years
Home Equity Line Of Credit	5.000%	5.00% Apr
Checking Overdraft Protection	18.000%	18.000% Apr

Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan and applicable prepaid items.

NEW! You don't even have to be a member yet.

HELOC Loans have a $10,000.00 minimum. Visa requires annual use of card or a fee may be imposed.

Savings Rates

Savings Rates - Effective Wednesday, September 24, 2008
Account Type	APR	APY	Minimum Deposit	Minimum Balance
Savings	0.650%	0.000% - 0.650%	$0.00	$0.00
Share Checking	0.000%	0.000% - 0.000%	$0.00	$0.00
Christmas Club	0.650%	0.000% - 0.650%	$0.00	$0.00
Vacation Savings	0.650%	0.000% - 0.650%	$0.00	$0.00
Money Market Account	0.000%	0.000% - 0.000%	$2,000.00	$2,000.00
Money Market Account	1.500%	0.000% - 1.510%	$2,000.00	$2,000.00
Money Market Account	2.000%	0.000% - 2.020%	$2,000.00	$20,000.00

Fees may reduce earnings. Rate may change after the account is opened.

Certificate Rates

CD Rates - Effective Tuesday, October 7, 2008
Certificate Term	APR	APY	Minimum Deposit
6 Month Cd	2.850%	2.880%	$500.00
12 Month Cd	3.250%	3.290%	$500.00
18 Month Cd	3.500%	3.550%	$500.00
24 Month Cd	3.700%	3.750%	$500.00
30 Month Cd	3.700%	3.750%	$500.00
36 Month Cd	3.800%	3.860%	$500.00
48 Month Cd	4.000%	4.060%	$500.00
60 Month Cd	4.350%	4.420%	$500.00