Lakeshore Federal Credit Union

Courtesy Pay

Because everyone makes mistakes...
Beginning July 1st, we began offering our members with checking accounts Courtesy Pay. Members with checking accounts are automatically be enrolled in this program. If you wish to opt out of this feature contact us to do so.

Our Courtesy Pay program will honor and pay your checks, electronic ACH debits, MasterCard Debit Card transactions, ATM withdrawals, and CU*EasyPay Bill Pay Payments drawn against non-sufficient or unavailable/uncollected funds in your checking account so these items will not be returned unpaid. Lakeshore Federal CU's Courtesy Pay program is there to help you, should you unintentionally overdraw your checking account. Courtesy Pay will save you the embarrassment and expense of returned checks when you make an honest mistake in your checkbook. When we receive an item for payment that causes the balance in your account to go below zero, we may pay the check or debit up to $500 including the Courtesy Pay fee. Courtesy Pay does not cost anything unless you use it. On overdrawn accounts using Courtesy Pay, we will assess a $20.00 Courtesy Pay fee for each item paid. Items that exceed the $500 limit will be returned Non-Sufficient Funds (NSF) and will not be paid.